Bankruptcy Law California

Stone Haven Law Group, LLC

Life is unpredictable, and unforeseen circumstances such as health problems, emotional problems, and employment problems, can easily sneak in, alter our expectations, and make it difficult for us to face our obligations and creditors. At Stone Haven Law Group LLC, we know how hard it is to handle the stress of increasing debt and harassing creditors, while you are simply trying to get your life back in order.

While bankruptcy is not the most welcomed word in the English language, it is a very powerful tool and can provide you with the fresh start that you and your family deserve.

At the Stone Haven Law Group, we believe it is important for you to know your rights and options. We will listen to you and work diligently to achieve the best course of action to meet your goals. You can trust that you are working with licensed attorneys who are here to efficiently, ethically, and aggressively assist you through this stressful time.

If you are facing credit card debt, wage garnishments, collection harassment, judgments, impending foreclosure, or even a fast-approaching sale date on your house, bankruptcy may be the only route to getting your life back on track.

We specialize in:

Chapter 7 Bankruptcy: a liquidation bankruptcy that, depending on your income and assets, may allow you to completely eliminate your unsecured debt and obtain immediate relief from your creditors.

Chapter 13 Bankruptcy: a reorganization bankruptcy that allows you to pay off most of your debt, including missed mortgage and auto payments, through manageable monthly payments over a period of 3 to 5 years. In some instances, you can even eliminate your second and third mortgages.

Debt Negotiation: as an alternative to bankruptcy, we can step in between you and your creditors and aggressively negotiate to significantly reduce the total amount of debt that you owe.

Call us today to discuss your circumstances, your options, your goals, and your fresh start.